Top Things You Should Know About Filing A Claim When The At-Fault Driver Is Deceased
If you have been involved in a car accident that was the fault of the other driver, you could be thinking about filing a claim. However, you might have found out that the other driver unfortunately died in the accident that you were involved in. If this is the case, then you might be wondering whether or not you can file a claim. You might also be wondering whether or not it's a good thing for you to do. This can be a tricky and unfortunate situation to be in, of course, but these are some of the things you should know.
You Can Still File a Claim
If you are dealing with a lot of medical bills because of your accident and if you have been unable to work, you might be really worried about the possibility that you will not be able to file a claim due to the death of the other driver. After all, you might be worried that you will never be able to financially recover from your wreck. Just because the other driver is deceased does not mean that you cannot file a claim in most cases, however. Instead, you can still file a claim against their insurance company or your own uninsured/underinsured motor vehicle insurance policy.
You'll Want to Hire a Lawyer
Because there might be some additional complications with your case, you will definitely want to hire a car accident lawyer to help you. However, even if the other driver was not deceased, it would still probably be a good idea for you to hire a car accident lawyer to help you with your case.
Your Lawyer Will Probably Mostly Work With the Insurance Company
One thing that you could be worried about when filing a claim in this situation is whether or not the deceased driver's family members will be the ones who have to work with your lawyer and handle the case. You could be concerned about this because you might know that these individuals are mourning, so you might not want to bother them with your case, even if you really need to be compensated for things like medical bills and lost wages.
Luckily, in most cases, the deceased driver's insurance company and its lawyers will be the ones who work with your lawyer on a resolution. They might offer a settlement, for example, which will allow you to get paid more quickly and will prevent you or anyone else from having to go through a trial. The deceased driver's family shouldn't have to be too involved in this process, so this isn't something that you should have to worry about.
Contact a car accident lawyer for more information.