Can You Make Too Much Money For Social Security Disability?
If you're on Social Security Disability, it's because you're considered too disabled to work. However, the benefits don't pay very much, and there may be jobs you're still able to do. What should you do to keep your benefits?
Watch Out for Income Limits
Social Security Disability has income limits above which your benefits may be reduced or eliminated altogether. The limits change each year, and it can depend on your family size and whether you have any dependents. If you're trying to take a job where your income can vary, you need to be especially careful.
Consider the Type of Income
Social Security Disability is only concerned with job income. If you have income from other sources, it won't disqualify you, since this type of income doesn't mean you're working while you're disabled. Examples of income that doesn't count can include investments, selling your home, or a pension from a job you retired from.
Can You Try to Work?
The SBA does allow you to attempt to return to work if that's your goal. You can continue to receive your benefits during the process, and you'll also be able to quickly reapply for benefits in the future if it turns out that you're not really able to work over the long term.
It's especially important to talk with a Social Security Disability lawyer before you try to use this process. There may be limits on the type of job that you're able to do if the type of work relates to your disability. Like all other Social Security programs, there's a lot of paperwork involved and a lot of technical requirements. If you make a mistake, you could be denied your benefits.
What if You Have Extra Expenses Related to Your Disability?
You may have extra expenses as a result of trying to work with your disability. You may need special equipment that you aren't reimbursed for, additional training, or extra medical care to make sure you aren't further aggravating any injuries. You may be able to deduct all of these expenses from your income for Social Security purposes, even if you can't deduct them on your tax return. Again, the rules and calculations are complicated, so you probably want to work with a disability attorney instead of attempting this on your own.
To learn more about whether you should work and how much while you're on Social Security Disability, contact a local disability attorney today.